Luminate Bank

329th of 889 lenders by loans funded, 2024¹

Short‑term investment‑property lender, active across Minnesota, Florida, New Hampshire and 1 more state.

Loans funded142024, terms of 36 months or less

Principal originated$4M2024, at origination

Median note rate²7.50%1 county reporting

Counties94 states

Where the money went

Minnesota carried 78.6% of the year's loans. Every county with activity is in the ledger below.

1loans in a countythe three busiest countiesstates with loansthe three lead states

Ranked by loans funded in 2024. Each links to the county's full lender directory.

#	County	Loans	Share	Principal	Median rate²	vs. lender²
01	Hennepin County, MN	4	28.6%	$2M	7.50%	0.00
02	Mower County, MN	2	14.3%	$370K	—	—
03	Sherburne County, MN	2	14.3%	$540K	—	—
04	Indian River County, FL	1	7.1%	$725K	—	—
05	Kanabec County, MN	1	7.1%	$205K	—	—
06	Lincoln County, NV	1	7.1%	$235K	—	—
07	Pipestone County, MN	1	7.1%	$155K	—	—
08	Rockingham County, NH	1	7.1%	$365K	—	—
09	Stearns County, MN	1	7.1%	$255K	—	—
	Total	14	100.0%	$4M	7.50%lender median

1Loans are originated, business-purpose loans on investment properties with terms of 36 months or less, from 2024 verified public lending records. Counts are per county of the secured property; activity below public reporting thresholds may not appear. Ranking is by loans funded among every lender on record; it is not an endorsement, and placement is never paid.
2Rates are per-county medians of disclosed note rates; the lender-wide figure is the median of those. “vs. lender” is the county median less the lender median, in percentage points; differences under 0.25 points are set in grey.