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Lender directory

Private & Hard Money Lenders in Rice County, MN

2 lenders funded 3 short-term investment-property loans in Rice County in 2024. Ranked by verified loan volume — not paid placement.

2024 verified lending records·Pulled 2026-09-01
Hard money loans (2024)
3$605,000
Median note rate
DSCR / rental loans
19

Rice County hard money lenders by 2024 loan count

#LenderHard money loansMedian rateDSCR loans
1KIAVI FUNDING, INC.2
2Merchants Bank, National Association14

DSCR / long-term rental lenders in Rice County

These lenders reported only longer-term (>36 month) business-purpose rental loans here in 2024— a different product from hard money, listed separately so the two aren't conflated.

CITIZENS COMMUNITY FEDERAL N.A. · 2WINGS FINANCIAL CREDIT UNION · 2All Credit Considered Mortgage, Inc. · 1CROSSCOUNTRY MORTGAGE, LLC · 1First Bank & Trust · 1FRANDSEN BANK & TRUST · 1Granite Bank · 1Heartland Credit Union · 1Luminate Home Loans, Inc. · 1OCMBC, INC. · 1On Q Financial, LLC · 1US BANK, N.A. · 1VisionBank · 1
Methodology

Counts come from 2024 verified public lending records: originated, business-purpose loans on investment properties with terms of 36 months or less — the bridge and fix-and-flip products that define hard money. Longer-term business-purpose loans are shown separately as DSCR/rental lending. Median rates are published only where at least 3 loans disclosed one.

Smaller local lenders below public reporting thresholds may be active in Rice Countywithout appearing here. Rankings are never paid placement.

Frequently asked questions

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