Private & Hard Money Lenders in Anoka County, MN
12 lenders funded 30 short-term investment-property loans in Anoka County in 2024 at a median rate of 12.00%. Ranked by verified loan volume — not paid placement.
Anoka County hard money lenders by 2024 loan count
| # | Lender | Hard money loans | Median rate | DSCR loans |
|---|---|---|---|---|
| 1 | KIAVI FUNDING, INC. | 10 | 9.95% | 1 |
| 2 | CCM FINANCE, LLC | 8 | 12.00% | — |
| 3 | First Bank & Trust | 2 | — | — |
| 4 | RF Renovo Management Company, LLC | 2 | — | — |
| 5 | Granite Bank | 1 | — | 5 |
| 6 | FIRST WESTERN BANK & TRUST | 1 | — | 4 |
| 7 | Associated Bank NA | 1 | — | 1 |
| 8 | FRANDSEN BANK & TRUST | 1 | — | 1 |
| 9 | Merchants Bank, National Association | 1 | — | 1 |
| 10 | Huntington National Bank | 1 | — | — |
| 11 | Minnwest Bank | 1 | — | — |
| 12 | Temple View Capital Funding LP | 1 | — | — |
DSCR / long-term rental lenders in Anoka County
These lenders reported only longer-term (>36 month) business-purpose rental loans here in 2024— a different product from hard money, listed separately so the two aren't conflated.
Frequently asked questions
12 lenders reported short-term, business-purpose investment loans in Anoka County in 2024 verified lending records — 30 loans totaling $80.9M. Smaller local lenders below public reporting thresholds may also operate here.
The median note rate across Anoka County's active lenders was 12.00% in 2024, with per-lender medians ranging from 9.95% to 12.00%. Hard money runs well above conventional mortgage rates because loans are short, asset-based, and close fast.
Verified public lending records for 2024. We count originated, business-purpose loans on investment properties with terms of 36 months or less — the bridge and fix-and-flip products hard money lenders make. Rankings reflect verified loan counts, never paid placement.