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Lender directory

Private & Hard Money Lenders in Montcalm County, MI

3 lenders funded 3 short-term investment-property loans in Montcalm County in 2024. Ranked by verified loan volume — not paid placement.

2024 verified lending records·Pulled 2026-09-01
Hard money loans (2024)
3$1.5M
Median note rate
DSCR / rental loans
21

Montcalm County hard money lenders by 2024 loan count

#LenderHard money loansMedian rateDSCR loans
1KIAVI FUNDING, INC.11
2Huntington National Bank1
3RPE Home, Inc1

DSCR / long-term rental lenders in Montcalm County

These lenders reported only longer-term (>36 month) business-purpose rental loans here in 2024— a different product from hard money, listed separately so the two aren't conflated.

United Wholesale Mortgage · 4GUILD MORTGAGE COMPANY · 2Mercantile Bank · 2MSU FEDERAL CREDIT UNION · 2AMERITRUST MORTGAGE CORPORATION · 1Bellwether Enterprise Real Estate Capital, LLC · 1CONSUMERS CREDIT UNION · 1GUARANTEED RATE, INC. · 1HORIZON BANK · 1Independent Bank · 1Isabella Bank · 1LAFCU · 1MEMBERS FIRST CREDIT UNION · 1Union Home Mortgage Corp. · 1
Methodology

Counts come from 2024 verified public lending records: originated, business-purpose loans on investment properties with terms of 36 months or less — the bridge and fix-and-flip products that define hard money. Longer-term business-purpose loans are shown separately as DSCR/rental lending. Median rates are published only where at least 3 loans disclosed one.

Smaller local lenders below public reporting thresholds may be active in Montcalm Countywithout appearing here. Rankings are never paid placement.

Frequently asked questions

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