Private & Hard Money Lenders in Ouachita Parish, LA
6 lenders funded 48 short-term investment-property loans in Ouachita Parish in 2024 at a median rate of 9.25%. Ranked by verified loan volume — not paid placement.
Ouachita Parish hard money lenders by 2024 loan count
| # | Lender | Hard money loans | Median rate | DSCR loans |
|---|---|---|---|---|
| 1 | Century Next Bank | 21 | 8.50% | 7 |
| 2 | ORIGIN BANK | 17 | 8.50% | 35 |
| 3 | b1BANK | 5 | 9.50% | 13 |
| 4 | Cadence Bank | 3 | 9.25% | 1 |
| 5 | GULF COAST BANK AND TRUST | 1 | — | — |
| 6 | Loan Funder LLC | 1 | — | — |
DSCR / long-term rental lenders in Ouachita Parish
These lenders reported only longer-term (>36 month) business-purpose rental loans here in 2024— a different product from hard money, listed separately so the two aren't conflated.
Frequently asked questions
6 lenders reported short-term, business-purpose investment loans in Ouachita Parish in 2024 verified lending records — 48 loans totaling $9.1M. Smaller local lenders below public reporting thresholds may also operate here.
The median note rate across Ouachita Parish's active lenders was 9.25% in 2024, with per-lender medians ranging from 8.50% to 9.50%. Hard money runs well above conventional mortgage rates because loans are short, asset-based, and close fast.
Verified public lending records for 2024. We count originated, business-purpose loans on investment properties with terms of 36 months or less — the bridge and fix-and-flip products hard money lenders make. Rankings reflect verified loan counts, never paid placement.