Private & Hard Money Lenders in Jessamine County, KY
7 lenders funded 28 short-term investment-property loans in Jessamine County in 2024 at a median rate of 8.00%. Ranked by verified loan volume — not paid placement.
Jessamine County hard money lenders by 2024 loan count
| # | Lender | Hard money loans | Median rate | DSCR loans |
|---|---|---|---|---|
| 1 | City National Bank of WV | 13 | 7.25% | 14 |
| 2 | Central Bank & Trust Co | 6 | 8.25% | 5 |
| 3 | FIRST SOUTHERN NATIONAL BANK | 4 | 8.00% | 1 |
| 4 | Traditional Bank Inc | 2 | — | 5 |
| 5 | STOCK YARDS BANK & TRUST COMPANY | 1 | — | 2 |
| 6 | Community Trust Bank, Inc. | 1 | — | 1 |
| 7 | KIAVI FUNDING, INC. | 1 | — | 1 |
DSCR / long-term rental lenders in Jessamine County
These lenders reported only longer-term (>36 month) business-purpose rental loans here in 2024— a different product from hard money, listed separately so the two aren't conflated.
Frequently asked questions
7 lenders reported short-term, business-purpose investment loans in Jessamine County in 2024 verified lending records — 28 loans totaling $6.0M. Smaller local lenders below public reporting thresholds may also operate here.
The median note rate across Jessamine County's active lenders was 8.00% in 2024, with per-lender medians ranging from 7.25% to 8.25%. Hard money runs well above conventional mortgage rates because loans are short, asset-based, and close fast.
Verified public lending records for 2024. We count originated, business-purpose loans on investment properties with terms of 36 months or less — the bridge and fix-and-flip products hard money lenders make. Rankings reflect verified loan counts, never paid placement.