Private & Hard Money Lenders in Shawnee County, KS
8 lenders funded 28 short-term investment-property loans in Shawnee County in 2024 at a median rate of 8.25%. Ranked by verified loan volume — not paid placement.
Shawnee County hard money lenders by 2024 loan count
| # | Lender | Hard money loans | Median rate | DSCR loans |
|---|---|---|---|---|
| 1 | ENVISTA FEDERAL CREDIT UNION | 6 | 7.50% | 21 |
| 2 | Landmark National Bank | 5 | 8.25% | 27 |
| 3 | MID AMERICA BANK | 5 | 8.75% | 17 |
| 4 | Equity Bank | 4 | 8.99% | 8 |
| 5 | CoreFirst Bank & Trust | 3 | 7.38% | 27 |
| 6 | Capitol Federal Savings Bank | 2 | — | 5 |
| 7 | KIAVI FUNDING, INC. | 2 | — | — |
| 8 | INTRUST BANK, NA | 1 | — | 1 |
DSCR / long-term rental lenders in Shawnee County
These lenders reported only longer-term (>36 month) business-purpose rental loans here in 2024— a different product from hard money, listed separately so the two aren't conflated.
Frequently asked questions
8 lenders reported short-term, business-purpose investment loans in Shawnee County in 2024 verified lending records — 28 loans totaling $4.6M. Smaller local lenders below public reporting thresholds may also operate here.
The median note rate across Shawnee County's active lenders was 8.25% in 2024, with per-lender medians ranging from 7.38% to 8.99%. Hard money runs well above conventional mortgage rates because loans are short, asset-based, and close fast.
Verified public lending records for 2024. We count originated, business-purpose loans on investment properties with terms of 36 months or less — the bridge and fix-and-flip products hard money lenders make. Rankings reflect verified loan counts, never paid placement.