Private & Hard Money Lenders in Geary County, KS
5 lenders funded 25 short-term investment-property loans in Geary County in 2024 at a median rate of 8.70%. Ranked by verified loan volume — not paid placement.
Geary County hard money lenders by 2024 loan count
| # | Lender | Hard money loans | Median rate | DSCR loans |
|---|---|---|---|---|
| 1 | KS StateBank | 9 | 8.70% | 4 |
| 2 | INTRUST BANK, NA | 9 | 9.15% | 1 |
| 3 | CENTRAL NATIONAL BANK | 4 | 8.55% | 10 |
| 4 | KIAVI FUNDING, INC. | 2 | — | — |
| 5 | ESB Financial | 1 | — | 1 |
DSCR / long-term rental lenders in Geary County
These lenders reported only longer-term (>36 month) business-purpose rental loans here in 2024— a different product from hard money, listed separately so the two aren't conflated.
Frequently asked questions
5 lenders reported short-term, business-purpose investment loans in Geary County in 2024 verified lending records — 25 loans totaling $3.1M. Smaller local lenders below public reporting thresholds may also operate here.
The median note rate across Geary County's active lenders was 8.70% in 2024, with per-lender medians ranging from 8.55% to 9.15%. Hard money runs well above conventional mortgage rates because loans are short, asset-based, and close fast.
Verified public lending records for 2024. We count originated, business-purpose loans on investment properties with terms of 36 months or less — the bridge and fix-and-flip products hard money lenders make. Rankings reflect verified loan counts, never paid placement.