Private & Hard Money Lenders in Allen County, IN
14 lenders funded 52 short-term investment-property loans in Allen County in 2024 at a median rate of 9.00%. Ranked by verified loan volume — not paid placement.
Allen County hard money lenders by 2024 loan count
| # | Lender | Hard money loans | Median rate | DSCR loans |
|---|---|---|---|---|
| 1 | KIAVI FUNDING, INC. | 13 | 11.95% | 8 |
| 2 | MidWest America Federal Credit Union | 9 | 9.00% | 23 |
| 3 | Old National Bank | 8 | 8.00% | 5 |
| 4 | FIRST FEDERAL SAVINGS BANK | 6 | 9.50% | 10 |
| 5 | FIRST MERCHANTS BANK | 4 | 8.75% | 14 |
| 6 | The Farmers & Merchants State Bank | 3 | 8.50% | — |
| 7 | PARTNERS 1ST FEDERAL CREDIT UNION | 2 | — | 3 |
| 8 | LAKE CITY BANK | 1 | — | 8 |
| 9 | Dominion Financial Services, LLC | 1 | — | 4 |
| 10 | THREE RIVERS FEDERAL CREDIIT U | 1 | — | 4 |
| 11 | HORIZON BANK | 1 | — | 2 |
| 12 | AMERICAN BANK OF FREEDOM | 1 | — | — |
| 13 | Easy Street Capital LLC | 1 | — | — |
| 14 | First Financial Bank, NA | 1 | — | — |
DSCR / long-term rental lenders in Allen County
These lenders reported only longer-term (>36 month) business-purpose rental loans here in 2024— a different product from hard money, listed separately so the two aren't conflated.
Frequently asked questions
14 lenders reported short-term, business-purpose investment loans in Allen County in 2024 verified lending records — 52 loans totaling $12.9M. Smaller local lenders below public reporting thresholds may also operate here.
The median note rate across Allen County's active lenders was 9.00% in 2024, with per-lender medians ranging from 8.00% to 11.95%. Hard money runs well above conventional mortgage rates because loans are short, asset-based, and close fast.
Verified public lending records for 2024. We count originated, business-purpose loans on investment properties with terms of 36 months or less — the bridge and fix-and-flip products hard money lenders make. Rankings reflect verified loan counts, never paid placement.