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Lender directory

Private & Hard Money Lenders in Santa Cruz County, AZ

1 lenders funded 1 short-term investment-property loans in Santa Cruz County in 2024. Ranked by verified loan volume — not paid placement.

2024 verified lending records·Pulled 2026-09-01
Hard money loans (2024)
1$95,000
Median note rate
DSCR / rental loans
23

Santa Cruz County hard money lenders by 2024 loan count

#LenderHard money loansMedian rateDSCR loans
1VAL-CHRIS INVESTMENTS INC.1

DSCR / long-term rental lenders in Santa Cruz County

These lenders reported only longer-term (>36 month) business-purpose rental loans here in 2024— a different product from hard money, listed separately so the two aren't conflated.

United Wholesale Mortgage · 4Citadel Servicing Corporation · 3PEOPLES MORTGAGE COMPANY · 3American Pacific Mortgage Corporation · 2CROSSCOUNTRY MORTGAGE, LLC · 2The Loan Store, Inc · 2CHAMPIONS FUNDING, LLC · 1FAIRWAY INDEPENDENT MORT CORP · 1NATIONS LENDING CORPORATION · 1PIMA FEDERAL CREDIT UNION · 1SUN WEST MORTGAGE COMPANY, INC · 1USAA BANK · 1V.I.P. MORTGAGE, INC. · 1
Methodology

Counts come from 2024 verified public lending records: originated, business-purpose loans on investment properties with terms of 36 months or less — the bridge and fix-and-flip products that define hard money. Longer-term business-purpose loans are shown separately as DSCR/rental lending. Median rates are published only where at least 3 loans disclosed one.

Smaller local lenders below public reporting thresholds may be active in Santa Cruz Countywithout appearing here. Rankings are never paid placement.

Frequently asked questions

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