Miami-Dade County Mortgage Refi property data.
Miami-Dade County — county seat Miami — is Florida's most populous county at 2,838,461 residents (ACS 5-year) and the most densely parceled, with more than 1.1 million taxable parcels carrying a total assessed value of $471.5 billion as of the 2024 preliminary certification by Property Appraiser Pedro J. Garcia. The median owner-occupied home value of $547,200 (ACS 5-year) sits roughly 80% above the US median, driven by coastal premium, international capital concentration, and a large non-homesteaded ownership class that distinguishes Miami-Dade from every other Florida county. At 52.2% owner-occupancy among occupied units — below the state average — the county supports one of the largest investor-owned residential bases in the southeastern US, creating layered demand across every property-services vertical.
Miami-Dade County, FL
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Get the full dataset| APN | Owner | Address | Land use | Year | Assessed value |
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Equity-rich and free-and-clear Miami-Dade County owners ranked by tappable headroom — push your book against the API and get scored matches back. High equity, free-and-clear status, ownership tenure, and rate delta — ranked by how much there is to tap.
What the data shows for mortgage refinance in Miami-Dade County.
Miami-Dade's ACS median owner-occupied value of $547,200 is approximately 80% above the US median of $303,400, reflecting significant equity concentration — particularly among owners who purchased before the 2020-2022 price surge. The 52.2% homeownership rate, applied to roughly 975,000 occupied units, yields approximately 509,000 owner-occupied households, a portion of which are long-tenure owners with substantial loan-to-value room for cash-out refinancing. The county's total countywide taxable value of $471.5 billion (2024 preliminary certification) and South Florida's elevated foreclosure rate (12th nationally among major MSAs as of August 2024) signal a market where both equity-extraction and distressed-refinancing scenarios coexist.