Private & Hard Money Lenders in Wood County, WI
8 lenders funded 38 short-term investment-property loans in Wood County in 2024 at a median rate of 8.00%. Ranked by verified loan volume — not paid placement.
Wood County hard money lenders by 2024 loan count
| # | Lender | Hard money loans | Median rate | DSCR loans |
|---|---|---|---|---|
| 1 | SIMPLICITY CREDIT UNION | 26 | 6.99% | 15 |
| 2 | Nicolet National Bank | 4 | 8.00% | — |
| 3 | COVANTAGE CREDIT UNION | 2 | — | — |
| 4 | Partners Bank of Wisconsin | 2 | — | — |
| 5 | Forward Bank | 1 | — | 12 |
| 6 | HORICON BANK | 1 | — | — |
| 7 | Landmark Credit Union | 1 | — | — |
| 8 | ONE COMMUNITY BANK | 1 | — | — |
DSCR / long-term rental lenders in Wood County
These lenders reported only longer-term (>36 month) business-purpose rental loans here in 2024— a different product from hard money, listed separately so the two aren't conflated.
Frequently asked questions
8 lenders reported short-term, business-purpose investment loans in Wood County in 2024 verified lending records — 38 loans totaling $7.5M. Smaller local lenders below public reporting thresholds may also operate here.
The median note rate across Wood County's active lenders was 8.00% in 2024, with per-lender medians ranging from 6.99% to 8.00%. Hard money runs well above conventional mortgage rates because loans are short, asset-based, and close fast.
Verified public lending records for 2024. We count originated, business-purpose loans on investment properties with terms of 36 months or less — the bridge and fix-and-flip products hard money lenders make. Rankings reflect verified loan counts, never paid placement.