Private & Hard Money Lenders in Columbia County, WI
7 lenders funded 9 short-term investment-property loans in Columbia County in 2024 at a median rate of 7.65%. Ranked by verified loan volume — not paid placement.
Columbia County hard money lenders by 2024 loan count
| # | Lender | Hard money loans | Median rate | DSCR loans |
|---|---|---|---|---|
| 1 | WESTBY CO-OP CREDIT UNION | 3 | 7.65% | — |
| 2 | BANK FIRST N.A. | 1 | — | 3 |
| 3 | THE GREENWOOD'S STATE BANK | 1 | — | 2 |
| 4 | Landmark Credit Union | 1 | — | 1 |
| 5 | Summit Credit Union | 1 | — | 1 |
| 6 | HORICON BANK | 1 | — | — |
| 7 | SIMPLICITY CREDIT UNION | 1 | — | — |
DSCR / long-term rental lenders in Columbia County
These lenders reported only longer-term (>36 month) business-purpose rental loans here in 2024— a different product from hard money, listed separately so the two aren't conflated.
Frequently asked questions
7 lenders reported short-term, business-purpose investment loans in Columbia County in 2024 verified lending records — 9 loans totaling $5.0M. Smaller local lenders below public reporting thresholds may also operate here.
The median note rate across Columbia County's active lenders was 7.65% in 2024. Hard money runs well above conventional mortgage rates because loans are short, asset-based, and close fast.
Verified public lending records for 2024. We count originated, business-purpose loans on investment properties with terms of 36 months or less — the bridge and fix-and-flip products hard money lenders make. Rankings reflect verified loan counts, never paid placement.