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Lender directory

Private & Hard Money Lenders in Davis County, UT

4 lenders funded 4 short-term investment-property loans in Davis County in 2024. Ranked by verified loan volume — not paid placement.

2024 verified lending records·Pulled 2026-09-01
Hard money loans (2024)
4$3.3M
Median note rate
DSCR / rental loans
175

Davis County hard money lenders by 2024 loan count

#LenderHard money loansMedian rateDSCR loans
1AMERICA FIRST FEDERAL CREDIT UNION148
2Bank of Utah11
3Glacier Bank11
4Easy Street Capital LLC1

DSCR / long-term rental lenders in Davis County

These lenders reported only longer-term (>36 month) business-purpose rental loans here in 2024— a different product from hard money, listed separately so the two aren't conflated.

United Wholesale Mortgage · 19MOUNTAIN AMERICA FEDERAL CREDIT UNION · 17GUILD MORTGAGE COMPANY · 10Intercap Lending Inc · 9Kind Lending, LLC · 9First Colony Mortgage Corporation · 8PENNYMAC LOAN SERVICES LLC · 4CROSSCOUNTRY MORTGAGE, LLC · 3Provident Funding Associates · 3US BANK, N.A. · 3American Pacific Mortgage Corporation · 2AMERISAVE MORTGAGE COMPANY · 2GUARANTEED RATE AFFINITY, LLC · 2HomeXpress Mortgage Corp. · 2LOANDEPOT.COM, LLC · 2OCMBC, INC. · 2PLAZA HOME MORTGAGE, INC · 2Zions Bancorporation, N.A. · 2AMERICAN FINANCIAL NETWORK, INC. · 1AMERITRUST MORTGAGE CORPORATION · 1
Methodology

Counts come from 2024 verified public lending records: originated, business-purpose loans on investment properties with terms of 36 months or less — the bridge and fix-and-flip products that define hard money. Longer-term business-purpose loans are shown separately as DSCR/rental lending. Median rates are published only where at least 3 loans disclosed one.

Smaller local lenders below public reporting thresholds may be active in Davis Countywithout appearing here. Rankings are never paid placement.

Frequently asked questions

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