How many hard money lenders are active in Decatur County?

2 lenders reported short-term, business-purpose investment loans in Decatur County in 2024 verified lending records — 2 loans totaling $160,000. Smaller local lenders below public reporting thresholds may also operate here.

What do hard money loans cost in Decatur County?

Not enough loans in 2024 filings carried a disclosed rate to publish a reliable figure for Decatur County.

Lender directory

Private & Hard Money Lenders in Decatur County, TN

2 lenders funded 2 short-term investment-property loans in Decatur County in 2024. Ranked by verified loan volume — not paid placement.

2024 verified lending records·Pulled 2026-09-01

Hard money loans (2024)

2$160,000

Median note rate

—

DSCR / rental loans

Decatur County hard money lenders by 2024 loan count

#	Lender	Hard money loans	Median rate	DSCR loans
1	FIRSTBANK	1	—	3
2	CB&S Bank	1	—	—

DSCR / long-term rental lenders in Decatur County

These lenders reported only longer-term (>36 month) business-purpose rental loans here in 2024— a different product from hard money, listed separately so the two aren't conflated.

Decatur County Bank · 3CSL Financial LLC · 1THE BANK OF FAYETTE COUNTY · 1

Methodology

Counts come from 2024 verified public lending records: originated, business-purpose loans on investment properties with terms of 36 months or less — the bridge and fix-and-flip products that define hard money. Longer-term business-purpose loans are shown separately as DSCR/rental lending. Median rates are published only where at least 3 loans disclosed one.

Smaller local lenders below public reporting thresholds may be active in Decatur Countywithout appearing here. Rankings are never paid placement.

Frequently asked questions

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