Private & Hard Money Lenders in Ward County, ND
4 lenders funded 22 short-term investment-property loans in Ward County in 2024 at a median rate of 7.87%. Ranked by verified loan volume — not paid placement.
Ward County hard money lenders by 2024 loan count
| # | Lender | Hard money loans | Median rate | DSCR loans |
|---|---|---|---|---|
| 1 | First International Bank & Trust | 11 | 7.87% | 16 |
| 2 | Town and Country Credit Union | 7 | 7.25% | 14 |
| 3 | FIRST WESTERN BANK & TRUST | 3 | 8.25% | 16 |
| 4 | Dominion Financial Services, LLC | 1 | — | — |
DSCR / long-term rental lenders in Ward County
These lenders reported only longer-term (>36 month) business-purpose rental loans here in 2024— a different product from hard money, listed separately so the two aren't conflated.
Frequently asked questions
4 lenders reported short-term, business-purpose investment loans in Ward County in 2024 verified lending records — 22 loans totaling $7.3M. Smaller local lenders below public reporting thresholds may also operate here.
The median note rate across Ward County's active lenders was 7.87% in 2024, with per-lender medians ranging from 7.25% to 8.25%. Hard money runs well above conventional mortgage rates because loans are short, asset-based, and close fast.
Verified public lending records for 2024. We count originated, business-purpose loans on investment properties with terms of 36 months or less — the bridge and fix-and-flip products hard money lenders make. Rankings reflect verified loan counts, never paid placement.