How many hard money lenders are active in Polk County?

0 lenders reported short-term, business-purpose investment loans in Polk County in 2024 verified lending records — 0 loans totaling $0. Smaller local lenders below public reporting thresholds may also operate here.

What do hard money loans cost in Polk County?

Not enough loans in 2024 filings carried a disclosed rate to publish a reliable figure for Polk County.

Lender directory

Private & Hard Money Lenders in Polk County, NC

0 lenders funded 0 short-term investment-property loans in Polk County in 2024. Ranked by verified loan volume — not paid placement.

2024 verified lending records·Pulled 2026-09-01

Hard money loans (2024)

0$0

Median note rate

—

DSCR / rental loans

Polk County hard money lenders by 2024 loan count

#	Lender	Hard money loans	Median rate	DSCR loans

DSCR / long-term rental lenders in Polk County

These lenders reported only longer-term (>36 month) business-purpose rental loans here in 2024— a different product from hard money, listed separately so the two aren't conflated.

HOMETRUST BANK · 2State Employees' Credit Union · 2Ameris Bank · 1Arbor Realty Trust, Inc. · 1CMG MORTGAGE INC · 1CROSSCOUNTRY MORTGAGE, LLC · 1First Reliance Bank · 1GUARANTEED RATE, INC. · 1Provident Funding Associates · 1UNITED FEDERAL CREDIT UNION · 1United Wholesale Mortgage · 1

Methodology

Counts come from 2024 verified public lending records: originated, business-purpose loans on investment properties with terms of 36 months or less — the bridge and fix-and-flip products that define hard money. Longer-term business-purpose loans are shown separately as DSCR/rental lending. Median rates are published only where at least 3 loans disclosed one.

Smaller local lenders below public reporting thresholds may be active in Polk Countywithout appearing here. Rankings are never paid placement.

Frequently asked questions

Researching deals in Polk County? Polk Countyparcel & owner data · all North Carolina lenders