Free tax-delinquent county lists →
tracts.ai
Lender directory

Private & Hard Money Lenders in Oswego County, NY

1 lenders funded 1 short-term investment-property loans in Oswego County in 2024. Ranked by verified loan volume — not paid placement.

2024 verified lending records·Pulled 2026-09-01
Hard money loans (2024)
1$125,000
Median note rate
DSCR / rental loans
53

Oswego County hard money lenders by 2024 loan count

#LenderHard money loansMedian rateDSCR loans
1Hometown Funding, INC. D/B/A CNB Mortgage Company1

DSCR / long-term rental lenders in Oswego County

These lenders reported only longer-term (>36 month) business-purpose rental loans here in 2024— a different product from hard money, listed separately so the two aren't conflated.

Community Bank, N.A. · 9United Wholesale Mortgage · 9AMERICU CREDIT UNION · 5AMERITRUST MORTGAGE CORPORATION · 3BPL Mortgage, LLC · 3Northern Credit Union · 3CROSSCOUNTRY MORTGAGE, LLC · 2Loan Funder LLC · 2NBT BANK NA · 2The Lyons National Bank · 2A&D MORTGAGE LLC · 1American Heritage Lending, LLC · 1Constructive Loans LLC · 1EMPOWER FEDERAL CREDIT UNION · 1Evolve Bank & Trust · 1GUARANTEED RATE, INC. · 1Homestead Funding Corp. · 1LOGAN FINANCE CORPORATION · 1Nationstar Mortgage · 1PLAZA HOME MORTGAGE, INC · 1
Methodology

Counts come from 2024 verified public lending records: originated, business-purpose loans on investment properties with terms of 36 months or less — the bridge and fix-and-flip products that define hard money. Longer-term business-purpose loans are shown separately as DSCR/rental lending. Median rates are published only where at least 3 loans disclosed one.

Smaller local lenders below public reporting thresholds may be active in Oswego Countywithout appearing here. Rankings are never paid placement.

Frequently asked questions

Researching deals in Oswego County? Oswego Countyparcel & owner data · all New York lenders