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Private & Hard Money Lenders in Orleans County, NY

2 lenders funded 4 short-term investment-property loans in Orleans County in 2024 at a median rate of 7.50%. Ranked by verified loan volume — not paid placement.

2024 verified lending records·Pulled 2026-09-01
Hard money loans (2024)
4$360,000
Median note rate
7.50%
DSCR / rental loans
25

Orleans County hard money lenders by 2024 loan count

#LenderHard money loansMedian rateDSCR loans
1Hometown Funding, INC. D/B/A CNB Mortgage Company37.50%
2Dominion Financial Services, LLC1

DSCR / long-term rental lenders in Orleans County

These lenders reported only longer-term (>36 month) business-purpose rental loans here in 2024— a different product from hard money, listed separately so the two aren't conflated.

American Heritage Lending, LLC · 7Premium Mortgage Corporation · 7Tompkins Community Bank · 4Family First of NY FCU · 2Community Bank, N.A. · 1CROSSCOUNTRY MORTGAGE, LLC · 1Five Star Bank · 1KEYBANK NATIONAL ASSOCIATION · 1The Lyons National Bank · 1
Methodology

Counts come from 2024 verified public lending records: originated, business-purpose loans on investment properties with terms of 36 months or less — the bridge and fix-and-flip products that define hard money. Longer-term business-purpose loans are shown separately as DSCR/rental lending. Median rates are published only where at least 3 loans disclosed one.

Smaller local lenders below public reporting thresholds may be active in Orleans Countywithout appearing here. Rankings are never paid placement.

Frequently asked questions

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