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Lender directory

Private & Hard Money Lenders in Genesee County, NY

1 lenders funded 4 short-term investment-property loans in Genesee County in 2024 at a median rate of 8.00%. Ranked by verified loan volume — not paid placement.

2024 verified lending records·Pulled 2026-09-01
Hard money loans (2024)
4$990,000
Median note rate
8.00%
DSCR / rental loans
27

Genesee County hard money lenders by 2024 loan count

#LenderHard money loansMedian rateDSCR loans
1Hometown Funding, INC. D/B/A CNB Mortgage Company48.00%1

DSCR / long-term rental lenders in Genesee County

These lenders reported only longer-term (>36 month) business-purpose rental loans here in 2024— a different product from hard money, listed separately so the two aren't conflated.

Tompkins Community Bank · 5PRIMELENDING · 3The Lyons National Bank · 3M&T BANK · 2Premium Mortgage Corporation · 2American Heritage Lending, LLC · 1CROSSCOUNTRY MORTGAGE, LLC · 1ESL Federal Credit Union · 1Family First of NY FCU · 1Five Star Bank · 1JPMorgan Chase Bank, NA · 1KIAVI FUNDING, INC. · 1LIMA ONE CAPITAL, LLC · 1PFN Lending Group, Inc. · 1Quontic Bank · 1The Canandaigua National Bank and Trust Company · 1
Methodology

Counts come from 2024 verified public lending records: originated, business-purpose loans on investment properties with terms of 36 months or less — the bridge and fix-and-flip products that define hard money. Longer-term business-purpose loans are shown separately as DSCR/rental lending. Median rates are published only where at least 3 loans disclosed one.

Smaller local lenders below public reporting thresholds may be active in Genesee Countywithout appearing here. Rankings are never paid placement.

Frequently asked questions

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