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Lender directory

Private & Hard Money Lenders in Cayuga County, NY

1 lenders funded 1 short-term investment-property loans in Cayuga County in 2024. Ranked by verified loan volume — not paid placement.

2024 verified lending records·Pulled 2026-09-01
Hard money loans (2024)
1$125,000
Median note rate
DSCR / rental loans
55

Cayuga County hard money lenders by 2024 loan count

#LenderHard money loansMedian rateDSCR loans
1Hometown Funding, INC. D/B/A CNB Mortgage Company1

DSCR / long-term rental lenders in Cayuga County

These lenders reported only longer-term (>36 month) business-purpose rental loans here in 2024— a different product from hard money, listed separately so the two aren't conflated.

The Lyons National Bank · 20LendingOne LLC · 5Tompkins Community Bank · 5AMERITRUST MORTGAGE CORPORATION · 2CFCU COMMUNITY CREDIT UNION · 2Community Bank, N.A. · 2KEYBANK NATIONAL ASSOCIATION · 2LOGAN FINANCE CORPORATION · 2M&T BANK · 2The Canandaigua National Bank and Trust Company · 2American Heritage Lending, LLC · 1AMERICU CREDIT UNION · 1BPL Mortgage, LLC · 1Constructive Loans LLC · 1EMPOWER FEDERAL CREDIT UNION · 1Farm Credit East ACA · 1LIMA ONE CAPITAL, LLC · 1PLAZA HOME MORTGAGE, INC · 1Reliance First Capital, LLC · 1Solvay Bank · 1
Methodology

Counts come from 2024 verified public lending records: originated, business-purpose loans on investment properties with terms of 36 months or less — the bridge and fix-and-flip products that define hard money. Longer-term business-purpose loans are shown separately as DSCR/rental lending. Median rates are published only where at least 3 loans disclosed one.

Smaller local lenders below public reporting thresholds may be active in Cayuga Countywithout appearing here. Rankings are never paid placement.

Frequently asked questions

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