Private & Hard Money Lenders in Lancaster County, NE
10 lenders funded 140 short-term investment-property loans in Lancaster County in 2024 at a median rate of 8.50%. Ranked by verified loan volume — not paid placement.
Lancaster County hard money lenders by 2024 loan count
| # | Lender | Hard money loans | Median rate | DSCR loans |
|---|---|---|---|---|
| 1 | PINNACLE BANK | 70 | 8.50% | 48 |
| 2 | EXCHANGE BANK | 17 | 9.25% | 29 |
| 3 | Security First Bank | 14 | 8.00% | 28 |
| 4 | CORNHUSKER BANK | 12 | 8.50% | 38 |
| 5 | Frontier Bank | 10 | 8.50% | 20 |
| 6 | LINCOLN FEDERAL SVGS BK OF NE | 6 | 8.13% | 45 |
| 7 | West Gate Bank | 5 | 7.50% | 21 |
| 8 | Union Bank and Trust Company | 4 | 8.50% | 48 |
| 9 | HOME FEDERAL SAVINGS AND LOAN | 1 | — | 4 |
| 10 | Charter West Bank | 1 | — | 3 |
DSCR / long-term rental lenders in Lancaster County
These lenders reported only longer-term (>36 month) business-purpose rental loans here in 2024— a different product from hard money, listed separately so the two aren't conflated.
Frequently asked questions
10 lenders reported short-term, business-purpose investment loans in Lancaster County in 2024 verified lending records — 140 loans totaling $46.0M. Smaller local lenders below public reporting thresholds may also operate here.
The median note rate across Lancaster County's active lenders was 8.50% in 2024, with per-lender medians ranging from 7.50% to 9.25%. Hard money runs well above conventional mortgage rates because loans are short, asset-based, and close fast.
Verified public lending records for 2024. We count originated, business-purpose loans on investment properties with terms of 36 months or less — the bridge and fix-and-flip products hard money lenders make. Rankings reflect verified loan counts, never paid placement.