Private & Hard Money Lenders in Lafayette Parish, LA
10 lenders funded 21 short-term investment-property loans in Lafayette Parish in 2024 at a median rate of 9.50%. Ranked by verified loan volume — not paid placement.
Lafayette Parish hard money lenders by 2024 loan count
| # | Lender | Hard money loans | Median rate | DSCR loans |
|---|---|---|---|---|
| 1 | RF Renovo Management Company, LLC | 5 | 9.99% | — |
| 2 | FARMERS STATE BANK & TRUST CO. | 4 | 8.50% | 10 |
| 3 | Evangeline Bank & Trust Company | 3 | 8.25% | 21 |
| 4 | Cadence Bank | 3 | 9.50% | 14 |
| 5 | HOME BANK NATIONAL ASSOCIATION | 1 | — | 25 |
| 6 | SABINE STATE BANK AND TRUST COMPANY | 1 | — | 5 |
| 7 | HANCOCK WHITNEY BANK | 1 | — | 4 |
| 8 | GULF COAST BANK AND TRUST | 1 | — | 1 |
| 9 | Dominion Financial Services, LLC | 1 | — | — |
| 10 | RPE Home, Inc | 1 | — | — |
DSCR / long-term rental lenders in Lafayette Parish
These lenders reported only longer-term (>36 month) business-purpose rental loans here in 2024— a different product from hard money, listed separately so the two aren't conflated.
Frequently asked questions
10 lenders reported short-term, business-purpose investment loans in Lafayette Parish in 2024 verified lending records — 21 loans totaling $27.1M. Smaller local lenders below public reporting thresholds may also operate here.
The median note rate across Lafayette Parish's active lenders was 9.50% in 2024, with per-lender medians ranging from 8.25% to 9.99%. Hard money runs well above conventional mortgage rates because loans are short, asset-based, and close fast.
Verified public lending records for 2024. We count originated, business-purpose loans on investment properties with terms of 36 months or less — the bridge and fix-and-flip products hard money lenders make. Rankings reflect verified loan counts, never paid placement.