Private & Hard Money Lenders in Scott County, KY
7 lenders funded 8 short-term investment-property loans in Scott County in 2024. Ranked by verified loan volume — not paid placement.
Scott County hard money lenders by 2024 loan count
| # | Lender | Hard money loans | Median rate | DSCR loans |
|---|---|---|---|---|
| 1 | STOCK YARDS BANK & TRUST COMPANY | 2 | — | 5 |
| 2 | Commonwealth Credit Union | 1 | — | 11 |
| 3 | Peoples Exchange Bank | 1 | — | 9 |
| 4 | Central Bank & Trust Co | 1 | — | 4 |
| 5 | Community Trust Bank, Inc. | 1 | — | 4 |
| 6 | Traditional Bank Inc | 1 | — | 1 |
| 7 | PARK COMMUNITY CREDIT UNION | 1 | — | — |
DSCR / long-term rental lenders in Scott County
These lenders reported only longer-term (>36 month) business-purpose rental loans here in 2024— a different product from hard money, listed separately so the two aren't conflated.
Frequently asked questions
7 lenders reported short-term, business-purpose investment loans in Scott County in 2024 verified lending records — 8 loans totaling $1.4M. Smaller local lenders below public reporting thresholds may also operate here.
Not enough loans in 2024 filings carried a disclosed rate to publish a reliable figure for Scott County.
Verified public lending records for 2024. We count originated, business-purpose loans on investment properties with terms of 36 months or less — the bridge and fix-and-flip products hard money lenders make. Rankings reflect verified loan counts, never paid placement.