Private & Hard Money Lenders in Monroe County, IL
3 lenders funded 5 short-term investment-property loans in Monroe County in 2024. Ranked by verified loan volume — not paid placement.
Monroe County hard money lenders by 2024 loan count
| # | Lender | Hard money loans | Median rate | DSCR loans |
|---|---|---|---|---|
| 1 | UNITED COMMUNITY BANK | 2 | — | 3 |
| 2 | Bank of Springfield | 2 | — | 1 |
| 3 | FCB BANKS | 1 | — | 1 |
DSCR / long-term rental lenders in Monroe County
These lenders reported only longer-term (>36 month) business-purpose rental loans here in 2024— a different product from hard money, listed separately so the two aren't conflated.
Frequently asked questions
3 lenders reported short-term, business-purpose investment loans in Monroe County in 2024 verified lending records — 5 loans totaling $1.7M. Smaller local lenders below public reporting thresholds may also operate here.
Not enough loans in 2024 filings carried a disclosed rate to publish a reliable figure for Monroe County.
Verified public lending records for 2024. We count originated, business-purpose loans on investment properties with terms of 36 months or less — the bridge and fix-and-flip products hard money lenders make. Rankings reflect verified loan counts, never paid placement.